Skip to main content

​
4.1 Security & Compliance Overview

Handling payments is more than just processing transactions. It requires protecting sensitive data, complying with strict regulations, and partnering with fully licensed institutions.
At Checky Pro, security and compliance are not add-ons — they are the foundation of our platform.

​
4.2 PCI DSS & Data Security

Checky Pro is fully aligned with the PCI DSS standard (Payment Card Industry Data Security Standard).
This global standard sets strict requirements for how cardholder data must be processed, transmitted, and stored.
  • All sensitive payment data is encrypted and tokenized.
  • Customer card details never pass through your servers.
  • Our systems are regularly monitored and tested against PCI DSS controls.
Learn more in our Data Security Policy.

​
4.3 KYC & KYB Verification

To protect both merchants and customers, we apply Know Your Customer (KYC) and Know Your Business (KYB) checks during onboarding.
These are mandatory under EU and UK financial regulations and include:
  • Verification of company registration and structure
  • Identification of all Ultimate Beneficial Owners (UBOs)
  • Validation of linked bank accounts
  • Screening against financial crime and sanctions lists
This process ensures that every merchant on Checky Pro operates within a trusted and compliant framework.See Onboarding & Verification for full details on required documents.

​
4.5 Acquirer Partners & Licensing

Checky Pro works with a network of regulated acquirer partners across the European Union and the United Kingdom.
These partners are fully licensed financial institutions, supervised by local regulators such as the Financial Conduct Authority (FCA) in the UK and equivalent authorities in EU member states.By working with multiple acquirers, we ensure:
  • Geographic coverage – payments can be processed and settled locally across Europe and the UK.
  • Regulatory oversight – all processing flows are subject to supervision under European and UK law.
  • Stability and trust – merchants benefit from the safeguards of established financial institutions.
For more details, see our Compliance Overview and Licensing & Acquirer Partners.

​
4.6 Fraud Prevention & Risk Management

Payments come with risks — fraud, disputes, and chargebacks.
Checky Pro provides a set of tools to help merchants manage these risks effectively:
  • Real-time chargeback alerts so you can act before disputes escalate
  • Automated dispute handling that generates complete evidence packages for you
  • Rolling reserves applied transparently when needed, with clear communication and regular reviews
  • Risk monitoring that scales with your growth, rather than capping your volume
Learn more about how we handle disputes in Chargebacks & Risk Management.

​
4.7 Privacy & GDPR

Checky Pro fully complies with the General Data Protection Regulation (GDPR).
We only collect and process personal and business data necessary for providing our services and meeting regulatory requirements.
  • Data is never sold or used for third-party marketing.
  • Merchants receive a clear Data Processing Agreement (DPA) upon onboarding.
  • Information is stored securely within the EU.
Read our Privacy Policy and Data Processing Agreement for full details.

​
4.8 Our Commitment

By combining strong internal security with partnerships across licensed European and UK acquirers, Checky Pro ensures that every transaction is processed within a safe, compliant, and transparent environment.We give merchants the tools to grow quickly, while ensuring the trust of their customers and the oversight of regulators.Next: See how our Technology connects Checkout and Payments into one streamlined system.