> ## Documentation Index
> Fetch the complete documentation index at: https://docs.checkypro.com/llms.txt
> Use this file to discover all available pages before exploring further.

# 41. Proof of bank account

> Submit valid proof of your business bank account to complete KYC/KYB verification.

<ResponseField>
  ## 41.1 Overview

  Every merchant must provide valid **Proof of Bank Account** during onboarding.\
  This step confirms that the payout bank account belongs to the same person or company listed in the onboarding form and prevents funds from being sent to unauthorized or unrelated accounts.

  Depending on your setup, you will be asked to provide either:

  * **Proof of Business Bank Account**, or
  * **Proof of Personal Bank Account** (for sole traders or individual merchants).

  In both cases, the document must clearly show the **account holder’s name**, **address**, and **full IBAN or account number**.\
  All information must match the details submitted in your onboarding application.

  Submitting a clear, recent, and complete document ensures that payouts can be verified and approved without delay.
</ResponseField>

## 41.2 Examples

<ResponseField>
  <Check>
    Your Proof of Bank Account must be an **official document** from your bank showing the account holder’s **full name, address,** and account **number (IBAN)**. Only **bank-issued statements** or **confirmation letters** are accepted **no screenshots** from apps or **partial documents**.
  </Check>

  <Info>
    **Example:** Business bank statement.

    <img src="https://mintcdn.com/checkypro/_dkgLWaEXpsO23tt/images/buseniss-bank.png?fit=max&auto=format&n=_dkgLWaEXpsO23tt&q=85&s=b12681c98e0ee04ffe471393e85e2f13" alt="buseniss-bank.png" width="590" height="293" data-path="images/buseniss-bank.png" />
  </Info>

  <Info>
    **Example:** Personal bank statement.

    <img src="https://mintcdn.com/checkypro/_dkgLWaEXpsO23tt/images/Personal-bank.png?fit=max&auto=format&n=_dkgLWaEXpsO23tt&q=85&s=fcff63b9e66465d18855071beec76444" alt="Personal-bank.png" width="903" height="431" data-path="images/Personal-bank.png" />
  </Info>
</ResponseField>

## 41.3 Accepted documents

<ResponseField>
  The following document types are **approved** as Proof of Bank Account.\
  Requirements differ slightly between **business** and **personal** accounts:
</ResponseField>

### **For business documents**

<ResponseField>
  <Check>
    * **Official bank statement** or **account confirmation letter** from the bank
    * Must clearly show:
      * The **company’s registered name**
      * The **business address**
      * The **full IBAN or account number**
    * Must be **issued within the last 3 months**
    * Preferably uploaded as a **PDF file** for maximum readability
  </Check>

  <Warning>
    The **company name** must match **exactly** with the **name registered in your onboarding details.**
  </Warning>

  ### **For personal documents**

  <Check>
    * **Personal bank statement** or **account confirmation letter** from the bank
    * Must clearly show:
      * The **account holder’s full name**
      * The **residential address**
      * The **full IBAN or account number**
    * Must be **issued within the last 3 months**

    Preferably uploaded as a **PDF file** for maximum clarity
  </Check>
</ResponseField>

## 41.4 Rejected documents

<ResponseField>
  The following documents **cannot** be accepted as proof of bank account:

  <Danger>
    * **Screenshots** from mobile banking apps
    * **Cropped or edited** statements missing key details
    * **Transaction overviews** or balance-only pages
    * **Invoices or receipts** from purchases
    * **Statements older than 3 months**
    * **Documents without account holder name or IBAN**

    **Third-party accounts** not owned by the company or verified individual
  </Danger>

  <Warning>
    **All documents** must be **official**, recent, and clearly display name, ****address****, and **account number**.
  </Warning>
</ResponseField>

## 41.5 Final notes

<ResponseField>
  Providing a valid Proof of Bank Account helps ensure that payouts are processed smoothly and securely to the correct entity.

  Before uploading, make sure that:

  * The document is **official** (issued by your bank within the last 3 months)
  * The **name, address, and account number** are all visible and match your onboarding information
  * The file is uploaded as a **PDF** or **clear full-page image**

  Once submitted, our compliance team will review and confirm acceptance during onboarding.

  A clear and accurate Proof of Bank Account ensures fast approval, prevents payout delays, and keeps your account fully compliant with Checky Pro’s acquirer partners.
</ResponseField>